Terms & Conditions

1. Acceptance of Terms
By accessing or using our website or opting in to receive SMS messages, you agree to these Terms & Conditions. If you disagree, please discontinue use.

2. SMS Messaging Terms
By entering your phone number on our website and submitting the form, you expressly agree to receive SMS messages from Safe Mortgage Plan, including:

* Mortgage protection quotes
* Appointment scheduling information
* Policy updates
* Follow-up communications

Message frequency varies. Message and data rates may apply.
You can opt out of SMS at any time by replying:
STOP, END, CANCEL, UNSUBSCRIBE, or QUIT
You may request assistance at any time by replying HELP.
We do not sell, rent, or share subscriber phone numbers with third parties.

3. Opt-In Method
Users must voluntarily enter their phone number on our website.
No purchased lists or third-party data sources are used.
Your opt-in constitutes your signature to receive SMS communications per the TCPA (Telephone Consumer Protection Act).

4. Eligibility
You must be 18 or older to use our site and services.

5. Use of Website
You agree not to misuse the website, including attempting to access data without authorization or interfering with website functionality.

6. Disclaimer
Safe Mortgage Plan provides information that may assist you in understanding mortgage-related insurance coverage.
We do not guarantee policy approval or specific insurance outcomes.

7. Limitation of Liability
We are not liable for any indirect or consequential damages arising from your use of our website or SMS communication services.

8. Governing Law
These Terms are governed by the laws of the State of Oregon.

9. Changes to Terms
We may update these Terms at any time. Updates will be posted on this page.

10. Contact
If you have questions about these Terms:
Email: support@safemortgageplan.com